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Credit Default Swap

A few months ago as the credit froze and the markets crashed, I said I would write about Credit Default Swaps (CDS). I was listening to National Public Radio about it here and here.  They explained what CDS was and how it hurt our economy. I was appalled when I heard about it.  You thought [...]

My $170 Car Investment

On Black Friday we decided to purchase a car stereo for $99 with free installation for my DH’s Ford Focus. It came out to $170 after taxes and buying cables to attach the stereo to the car. I thought wow pricy!
But here’s what it really bought me. Time. My DH loves [...]

Weekly Carnivals and Roundup

This week I hosted the December Fabulous Festival at LAL Musings. I also hosted the 154th Festival of Frugality. So check them out. I also participated in these carnivals. The winner of the Book Killing of Sacred Cows is Jane’s Friend. Please contact me at livingalmost at gmail dot com.

Money Hacks Carnival - Editor’s Pick; [...]

My thoughts on Black Friday

I asked the question if it was worth it to shop on Black Friday?  The answer appeared to be no.  And apparently after a Walmart employee was trampled to death, I’d have to agree!  But that being said I went shopping on Black Friday.
I went around 10 am to Walmart to grab some jeans, and [...]

What happened to cheap beer?

With the economy in a bad way, companies are merging, downsizing, and agreeing to buyout.  This is happening in all sectors of the economy.  It isn’t limited to the financial sector, automotive, etc. It’s happening everywhere.  But according to a new MSN article, microbrews might be killing the cheap beers.
According to the largest US distributor [...]

Frugal Tip - Split Costco

A reader wrote to me making a suggestion that this holiday season do something called “Buddy Bonding”.  It’s where you shop together, especially at Costco or BJs and split purchases.  We all know Costco/BJs, the bargain bulk item store.  You get great deals on most everything.
The problem?  Using it before it goes to waste.  Thus [...]

My Identity Theft

So last month I began dealing with a small identity theft.  I use one particular Citibank Mastercard for most of our purchases, a Citibank Simplicity Cash Rewards Card.  But I’ve kept open other cards I’ve tried for backup purposes.  One such card was a Citibank Driver’s Edge.
I hadn’t used it since last year but it’s [...]

Guest Post at Sound Money Matters

I wrote a guest post for Aryn at Sound Money Matters.  Go on over and check it out.  It’s about Money - Is it a relationship dealbreaker?

More…

Debuting the $99 iphone

I was listening to the radio on the drive in this morning and heard that Walmart will begin to sell $99 iphones!  This is not a rumor but it’s now been confirmed that Apple will allow Walmart to sell the 4 GB iphone for $99 later this month!
To buy the phone, you will need to [...]

Economic Stimulus?

On Friday last month’s job reports was released and the US lost another 533k jobs, far above the 325k predicted/expected jobs loss. The worse monthly total since December 1974 and unemployment hit 6.7%. Thus far in 2009 the US has lost 1.9 million jobs. September and October job losses were revised [...]

Credit card firms agree fairer terms

Credit card companies will no longer be able to raise interest rates overnight, and will only be able to implement an increase twice a year, under a new government agreement.
The announcement follows moves by the government to encourage card companies to help customers who have fallen behind on repayments.
Previously, borrowers have faced a sudden [...]

John Palmer: Joining the eurozone is one way of limiting the terrible price of the City’s antics

John Palmer: Joining the eurozone is one way of limiting the terrible price of the City’s antics. But will politicians brave public opinion to do it?
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HBOS shares slump as recession triggers rise in bad debts

HBOS lost a fifth of its value on the stockmarket today as the troubled banking group revealed it had suffered a dramatic rise in bad debts over recent weeks.
Its shares slumped to 69.8p, down from last night’s close of 87.6p, as the group warned that its debts would jump even higher next year as the [...]

Inside Track founder launches new buy-to-let scheme

Buy-to-let evangelist Jim Moore - whose Inside Track Seminars (ITS) and Instant Access Properties (IAP) firms went bust earlier this year, leaving wannabe “millionaires” as creditors - is back with a new “minimum investment and maximum return” property deal.
Moore’s new vehicle is IAP Global, born out of the ashes of Moore’s former buy-to-let empire. But [...]

Waitrose launches upmarket convenience store

It might seem like a perverse time to be launching an experiment in upmarket retailing, as the recession encourages shoppers to trade down to cheaper stores and cut down on extravagant spending. But Waitrose’s managing director, Mark Price, couldn’t be more chipper as he surveys the morning trade at the retailer’s first ever convenience store, [...]

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